American Homeowner Crypto Modernization Act of 2024

Cost and committee reports

Official records Congress.gov attaches to H.R. 8480.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. MACE, as printed in the Congressional Record (Vol. 170, No. 88, May 21, 2024, Page H3399):
  Article I, Section 8 of the Constitution. The single subject of this legislation is: To require agencies to update mortgage underwriting programs, guidelines, standards, and systems to require lenders to consider, in the mortgage credit evaluation process, any amounts a borrower has in any brokerage account associated with a cryptocurrency exchange.
  Source: Congress.gov, Congressional Record May 21, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  351 characters

  Congress.gov bill record

  H.R. 8480, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/8480

  Record last updated by Congress.gov

  July 23, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  2e52280fe08ed8e119e2992215816efe2486ed6f18e125d53b70d472d77b164d

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of July 23, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 8480, last updated July 23, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.