Clarity in Lending Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 8338.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 118-789 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on December 3, 2024.
  Source: Congress.gov, reported December 3, 2024 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/118/HRPT/789

  Congress.gov bill record

  H.R. 8338, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/8338

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  15186c1414c4c7c3b890df6b905cff6357c2e230b4b0659d7404a440d0786ad2

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. KIM of California, as printed in the Congressional Record (Vol. 170, No. 82, May 10, 2024, Page H3005):
  Article 1, Section 8 of the United States Constitution. The single subject of this legislation is: To provide regulatory certainty and clarity in lending for consumers and financial institutions.
  Source: Congress.gov, Congressional Record May 10, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  195 characters

  Congress.gov bill record

  H.R. 8338, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/8338

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  15186c1414c4c7c3b890df6b905cff6357c2e230b4b0659d7404a440d0786ad2

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate (as of May 27, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 8338, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.