House bill · 118th Congress · Did not become law
Earned Wage Access Consumer Protection Act
Open in Bill Explorer →Where it went
- IntroducedFeb 20, 2024
- Committee actionApr 17, 2024
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Dec 3, 2024 — Placed on the Union Calendar, Calendar No. 650.
Cost and committee reports
Official records Congress.gov attaches to H.R. 7428.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 118-787 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on December 3, 2024.Source: Congress.gov, reported December 3, 2024 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/118/HRPT/787
- Congress.gov bill record
- H.R. 7428, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/7428
- Record last updated by Congress.gov
- May 27, 2025
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
6b19643f999488d9e44a139de4638daea29ef79c1f99b013257b4da90b541888
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. STEIL, as printed in the Congressional Record (Vol. 170, No. 32, February 20, 2024, Page H687):Article I, Section 8 of the United States Constitution: ``To regulate commerce with foreign nations, and among the several states, and with the Indian tribes . . .'' The single subject of this legislation is: Defining and clarifying the regulatory treatment for earned wage access services.Source: Congress.gov, Congressional Record February 20, 2024 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 290 characters
- Congress.gov bill record
- H.R. 7428, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/7428
- Record last updated by Congress.gov
- May 27, 2025
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
6b19643f999488d9e44a139de4638daea29ef79c1f99b013257b4da90b541888
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate (as of May 27, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 7428, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
6 cosponsors — 6 Republicans
0 of 6 cosponsors (0%) are from the other party.
Andy Barr (R-KY), Byron Donalds (R-FL), J. Hill (R-AR), Blaine Luetkemeyer (R-MO), Daniel Meuser (R-PA), Pete Sessions (R-TX).
More from the sponsor
Other 118th Congress bills sponsored by Rep. Bryan Steil.
- H.R. 9487 (118th) House Office of Legislative Counsel Modernization Act
- H.R. 9488 (118th) SHIELD Act
- H.R. 9489 (118th) Advisory Committee on the Records of Congress Sunset Act of 2024
- H.Res. 197 (118th) Providing for the expenses of certain committees of the House of Representatives in the One Hundred Eighteenth Congress.
- H.Res. 194 (118th) Electing Members to the Joint Committee of Congress on the Library and the Joint Committee on Printing.
- H.Res. 321 (118th) Permitting official photographs of the House of Representatives to be taken while the House is in actual session on a date designated by…
Sponsor’s state and district
Data as of Sep 15, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.