Improving SCRA Benefit Utilization Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 6920.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. CARTWRIGHT, as printed in the Congressional Record (Vol. 170, No. 4, January 9, 2024, Page H13):
  Article I, Section 8, clause 3 provides Congress with the power to ``regulate commerce with foreign nations, and among the several states, and with the Indian tribes.'' The single subject of this legislation is: to modernize, improve awareness of, and increase usage of, the existing SCRA interest rate reduction benefit among active-duty servicemembers.
  Source: Congress.gov, Congressional Record January 9, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  354 characters

  Congress.gov bill record

  H.R. 6920, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/6920

  Record last updated by Congress.gov

  December 5, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  3cbfa4d575ed106e71db4d8b5fc06315dc58aba83c033e076a0272cfdee4cc71

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 6920, last updated December 5, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.