To amend the Equal Credit Opportunity Act to clarify creditor's rights and remedies with respect to the consideration of immigration status with respect to the extension of credit, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 6870.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. OGLES, as printed in the Congressional Record (Vol. 169, No. 209, December 19, 2023, Page H6999):
  Article I, Section VIII of the United States Constitution The single subject of this legislation is: To ensure that financial institutions may consider an individuals immigration status when opening credit products and accounts
  Source: Congress.gov, Congressional Record December 19, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  227 characters

  Congress.gov bill record

  H.R. 6870, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/6870

  Record last updated by Congress.gov

  August 19, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  5a8a8d4606211feb5b989de7f9b30d6a228dd70094b27e1fd436c214aa859f7c

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of August 19, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 6870, last updated August 19, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.