Member Business Loan Expansion Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 4868.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. VICENTE GONZALEZ of Texas, as printed in the Congressional Record (Vol. 169, No. 128, July 25, 2023, Page H3951):
  Article 1, Section 8 The single subject of this legislation is: To revise requirements related to the terms and lending limits of certain credit union loans. Specifically, the bill (1) allows the National Credit Union Administration Board to lengthen the maturity term of certain loans made by a credit union, and (2) raises the credit limit for credit union member businesses under which such loans are excluded from overall credit union lending limits.
  Source: Congress.gov, Congressional Record July 25, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  454 characters

  Congress.gov bill record

  H.R. 4868, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/4868

  Record last updated by Congress.gov

  July 24, 2024

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  53a8380066a4503f42008643acefcec0203152ed74f774c6b8e350f2b74ce483

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of July 24, 2024). Not every bill gets one.

From the Congress.gov bill record for H.R. 4868, last updated July 24, 2024. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.