House bill · 118th Congress · Did not become law
Flood Insurance Affordability Act
Open in Bill Explorer →Where it went
- IntroducedJul 17, 2023
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jul 17, 2023 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 4686.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. LUNA, as printed in the Congressional Record (Vol. 169, No. 122, July 17, 2023, Page H3641):Article I, Sec. 8, cl. 1 in conjunction with cl. 18. The single subject of this legislation is: Require FEMA to offer a monthly payment option to National Flood Insurance Premium holders.Source: Congress.gov, Congressional Record July 17, 2023 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 187 characters
- Congress.gov bill record
- H.R. 4686, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/4686
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
b945062406d7f00af761372d4ef615a687f4142885d5fb9d5e8cf2f82f400c1c
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 4686, last updated December 5, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
13 cosponsors — 13 Republicans
0 of 13 cosponsors (0%) are from the other party.
Aaron Bean (R-FL), Gus Bilirakis (R-FL), Vern Buchanan (R-FL), Kat Cammack (R-FL), Byron Donalds (R-FL), Neal Dunn (R-FL), Matt Gaetz (R-FL), Mary Miller (R-IL), Cory Mills (R-FL), Bill Posey (R-FL), Maria Salazar (R-FL), Randy Weber (R-TX), Daniel Webster (R-FL).
More from the sponsor
Other 118th Congress bills sponsored by Rep. Anna Paulina Luna.
- H.R. 6633 (118th) To designate the facility of the United States Postal Service located at 9355 113th Street in Seminole, Florida, as the "Army SSG Ryan…
- H.Res. 521 (118th) Censuring Adam Schiff, Representative of the 30th Congressional District of California.
- H.R. 7526 (118th) D. C. Consumer Vehicle Choice Protection Act
- H.Res. 967 (118th) Amending the Rules of the House of Representatives to permit Members to vote by proxy in certain cases, and for other purposes.
- H.R. 6118 (118th) Stand with Israel Act
- H.R. 1434 (118th) Stop Our Sexual Assault in the Military Act
Sponsor’s state and district
Data as of Sep 15, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.