Small Business Financing Disclosure Act of 2023

Cost and committee reports

Official records Congress.gov attaches to H.R. 4192.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. VELAZQUEZ, as printed in the Congressional Record (Vol. 169, No. 105, June 15, 2023, Page H2961):
  The Congress shall have Power. . .To regulate Commerce wiht Foreign Nations, and among the several States, and wiht the Indian Tribes. The single subject of this legislation is: This bill applies the Truth in Lending Act to financing originations to small business entities.
  Source: Congress.gov, Congressional Record June 15, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  274 characters

  Congress.gov bill record

  H.R. 4192, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/4192

  Record last updated by Congress.gov

  December 6, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  b3626c07f26b4dc8eef5a3f6c73cbd73788c82d00a0565e493c2c5f2a48234de

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 6, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 4192, last updated December 6, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.