House bill · 118th Congress · Did not become law
Homeowners’ Defense Act of 2023
Open in Bill Explorer →Where it went
- IntroducedJun 9, 2023
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Jun 9, 2023 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 3997.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Ms. WILSON of Florida, as printed in the Congressional Record (Vol. 169, No. 101, June 9, 2023, Page H2791):This bill is enacted pursuant to the power granted to Congress under Article I, Section 8, clause 3 of the United States Constitution. The single subject of this legislation is: Establishment of an American reinsurance fund, a national consortium, and pre-disaster mitigation programs.Source: Congress.gov, Congressional Record June 9, 2023 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 285 characters
- Congress.gov bill record
- H.R. 3997, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/3997
- Record last updated by Congress.gov
- May 27, 2025
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
c0371c9eb00b90d1d369a68c76857d19686e147e56210baa2226585f1551b9f2
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of May 27, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 3997, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
1 cosponsor — 1 Democrat
0 of 1 cosponsors (0%) are from the other party.
More from the sponsor
Other 118th Congress bills sponsored by Rep. Frederica Wilson.
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- H.R. 8192 (118th) High School Voter Empowerment Act of 2024
- H.R. 5859 (118th) Transportation Assistance for Individuals with Disabilities Act
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- H.Res. 1519 (118th) Expressing support for the designation of the week of September 23 through September 29, 2024, as "See Tracks? Think Train! Week" in the…
Sponsor’s state and district
Data as of Sep 15, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.