Effective Bank Regulation Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 3992.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. SHERMAN, as printed in the Congressional Record (Vol. 169, No. 101, June 9, 2023, Page H2791):
  Article I. Section 8, Clause 3 of the U.S. Constituion: ``To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;'' The single subject of this legislation is: To improve Federal bank supervision and regulation
  Source: Congress.gov, Congressional Record June 9, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  254 characters

  Congress.gov bill record

  H.R. 3992, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/3992

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  6ab769e3d62e094183f50be41648673964d2bd7aeb93c910d3cb784e29d5eb94

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of May 27, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 3992, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.