Failing Bank Acquisition Fairness Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 3914.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LYNCH, as printed in the Congressional Record (Vol. 169, No. 99, June 7, 2023, Page H2780):
  Article I, Section 8, Clause 3 The single subject of this legislation is: To prohibit the use of certain concentration limit exceptions applicable to mergers involving a failed bank if there are other qualifying bids, and for other purposes
  Source: Congress.gov, Congressional Record June 7, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  240 characters

  Congress.gov bill record

  H.R. 3914, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/3914

  Record last updated by Congress.gov

  May 27, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  11291c338033ac8416db144f81e90574dc8936e094b90399fa23eb0251e3e306

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of May 27, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 3914, last updated May 27, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.