Credit Card Competition Act of 2023

Cost and committee reports

Official records Congress.gov attaches to H.R. 3881.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GOODEN of Texas, as printed in the Congressional Record (Vol. 169, No. 99, June 7, 2023, Page H2779):
  The Constitutional authority on which this bill rests is the power of Congress to lay and collect taxes, duties, imposts, and excises to pay the debts and provide for the common Defefense and general welfare of the United States, as enumerated in Article I, Section 8, Clause 1. Thus, Congress has the authority not only to increase taxes, but also, to reduce taxes to promote the general welfare of the United States of America and her citizens. Additionally Congress has the The single subject of this legislation is: This legislation seeks to address consolidation into the United States credit card network market.The bill serves as a solution to issues arising under U.S. antitrust…
  Source: Congress.gov, Congressional Record June 7, 2023 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  739 characters

  Congress.gov bill record

  H.R. 3881, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hr/3881

  Record last updated by Congress.gov

  December 5, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  05394733a24f2c89dadd35938d214b5de50711b16bff0aa91de5c5668a8394e9

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 3881, last updated December 5, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.