House bill · 118th Congress · Did not become law
Credit Access and Inclusion Act of 2023
Open in Bill Explorer →Where it went
- IntroducedMay 17, 2023
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: May 17, 2023 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 3418.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. HILL, as printed in the Congressional Record (Vol. 169, No. 83, May 17, 2023, Page H2428):Article I, Section 8 of the United States Constitution. The single subject of this legislation is: Credit Access and Inclusion ActSource: Congress.gov, Congressional Record May 17, 2023 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 130 characters
- Congress.gov bill record
- H.R. 3418, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/3418
- Record last updated by Congress.gov
- September 10, 2026
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
abd803b52f9b2fe25c8787dd8f93e5e20506671d019635da996648c12c0392da
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of September 10, 2026). Not every bill gets one.
From the Congress.gov bill record for H.R. 3418, last updated September 10, 2026. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
15 cosponsors — 13 Republicans, 2 Democrats
2 of 15 cosponsors (13%) are from the other party.
Troy Balderson (R-OH), Byron Donalds (R-FL), Tom Emmer (R-MN), Scott Fitzgerald (R-WI), Mike Gallagher (R-WI), Glenn Grothman (R-WI), Brett Guthrie (R-KY), Josh Harder (D-CA), Young Kim (R-CA), Zachary Nunn (R-IA), Maria Salazar (R-FL), Hillary Scholten (D-MI), David Schweikert (R-AZ), Michelle Steel (R-CA), Thomas Tiffany (R-WI).
More from the sponsor
Other 118th Congress bills sponsored by Rep. J. Hill.
- H.R. 554 (118th) Taiwan Conflict Deterrence Act of 2023
- H.R. 835 (118th) Fair Investment Opportunities for Professional Experts Act
- H.R. 4681 (118th) Illicit Captagon Trafficking Suppression Act of 2023
- H.R. 6245 (118th) Holding Iranian Leaders Accountable Act of 2023
- H.J.Res. 120 (118th) Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Financial Stability…
- H.R. 555 (118th) SAVE Act of 2023
Related bills
- H.R. 5402 (119th) Credit Access and Inclusion Act of 2026Cross-Congress related bill
Relationships as recorded by Congress.gov.
Sponsor’s state and district
Data as of Sep 14, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.