House bill · 118th Congress · Did not become law
Fairness in Borrowing Act of 2023
Open in Bill Explorer →Where it went
- IntroducedApr 27, 2023
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Apr 27, 2023 — Referred to the House Committee on Financial Services.
Cost and committee reports
Official records Congress.gov attaches to H.R. 2960.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LAWLER, as printed in the Congressional Record (Vol. 169, No. 71, April 27, 2023, Page H2087):Article 1, Section 8 of the United States Constitution The single subject of this legislation is: Credit FeesSource: Congress.gov, Congressional Record April 27, 2023 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 109 characters
- Congress.gov bill record
- H.R. 2960, 118th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/118/hr/2960
- Record last updated by Congress.gov
- December 5, 2025
- PORKER copy retrieved
- September 14, 2026
- Stored copy, SHA-256 of the file
babe1c94d9c05ab52adb1e356570696344ca8a7524867746e8c1dd8f1d097503
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 2960, last updated December 5, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
6 cosponsors — 6 Republicans
0 of 6 cosponsors (0%) are from the other party.
Kelly Armstrong (R-ND), Stephanie Bice (R-OK), Chuck Edwards (R-NC), Barry Loudermilk (R-GA), Nancy Mace (R-SC), W. Steube (R-FL).
More from the sponsor
Other 118th Congress bills sponsored by Rep. Michael Lawler.
Sponsor’s state and district
Data as of Sep 14, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.