Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Credit Card Penalty Fees (Regulation Z)".

Cost and committee reports

Official records Congress.gov attaches to H.J.Res. 121.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. OGLES, as printed in the Congressional Record (Vol. 170, No. 52, March 26, 2024, Page H2121):
  Article I, Section VIII of the United States Constitution The single subject of this legislation is: To provide for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to ``Credit Card Penalty Fees (Regulation Z)''.
  Source: Congress.gov, Congressional Record March 26, 2024 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  315 characters

  Congress.gov bill record

  H.J.Res. 121, 118th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/118/hjres/121

  Record last updated by Congress.gov

  December 5, 2025

  PORKER copy retrieved

  September 14, 2026

  Stored copy, SHA-256 of the file

  1a6d03b5da645c10a8840869eda6549bb75fe613abf429f3ffbe397e6194888f

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.

From the Congress.gov bill record for H.J.Res. 121, last updated December 5, 2025. PORKER’s copy was retrieved September 14, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.