To amend the Fair Credit Reporting Act to permit certain credit repair organizations to dispute credit information directly with a furnisher, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 7919.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LAWSON of Florida, as printed in the Congressional Record (Vol. 168, No. 94, May 31, 2022, Page H5228):
  ``Article 1, Section 8: To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers, and all other Powers vested by this Constitution in the Government of the United States, or in any Department or Officer thereof
  Source: Congress.gov, Congressional Record May 31, 2022 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  255 characters

  Congress.gov bill record

  H.R. 7919, 117th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/117/hr/7919

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 16, 2026

  Stored copy, SHA-256 of the file

  7877b5937f7da858b879f647ae98caa7839994f437ffd099a61fc50521e26664

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of April 7, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 7919, last updated April 7, 2025. PORKER’s copy was retrieved September 16, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.