To amend title 38, United States Code, to provide for a reduction in loan fees for certain veterans affected by major disasters.

Cost and committee reports

Official records Congress.gov attaches to H.R. 7811.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. CUNNINGHAM, as printed in the Congressional Record (Vol. 166, No. 134, July 29, 2020, Page H3980):
  Article 1, Section 8, Clause 1: ``The Congress shall have the power to . . . provide for the common defense and general welfare of the United States;''; Clause 18: ``To make all Laws which shall be necessary and proper for carrying into Execution the foregoing Powers . . .''
  Source: Congress.gov, Congressional Record July 29, 2020 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  275 characters

  Congress.gov bill record

  H.R. 7811, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/7811

  Record last updated by Congress.gov

  December 5, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  b027a065dea71ee00deb90bf12f6141a634d10bfaa13ed21b58f3712a11f3a3c

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of December 5, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 7811, last updated December 5, 2025. PORKER’s copy was retrieved September 20, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.