Protecting Your Credit Score Act of 2020

Cost and committee reports

Official records Congress.gov attaches to H.R. 5332.

• CBO cost estimateThe Congressional Budget Office published “H.R. 5332, Protecting Your Credit Score Act of 2019” on February 24, 2020. CBO’s description reads “As ordered reported by the House Committee on Financial Services on December 11, 2019”.
  Read the CBO estimate ↗Source: Congressional Budget Office, February 24, 2020 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/56195

  CBO publication date

  February 24, 2020

  Congress.gov bill record

  H.R. 5332, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/5332

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  47343d1447d8160a71c0a0bcb37eee9a207a631319825f4f21023c683a202251

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 116-416 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on March 12, 2020.
  Source: Congress.gov, reported March 12, 2020 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/116/HRPT/416

  Congress.gov bill record

  H.R. 5332, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/5332

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  47343d1447d8160a71c0a0bcb37eee9a207a631319825f4f21023c683a202251

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. GOTTHEIMER, as printed in the Congressional Record (Vol. 165, No. 195, December 6, 2019, Page H9347):
  Article I, Section 8, Clause 18 of the United States Constitution
  Source: Congress.gov, Congressional Record December 6, 2019 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  65 characters

  Congress.gov bill record

  H.R. 5332, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/5332

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  47343d1447d8160a71c0a0bcb37eee9a207a631319825f4f21023c683a202251

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 5332, last updated April 7, 2025. PORKER’s copy was retrieved September 20, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.