Free Credit Scores for Consumers Act of 2019

Cost and committee reports

Official records Congress.gov attaches to H.R. 3618.

• CBO cost estimateThe Congressional Budget Office published “H.R. 3618, Free Credit Scores for Consumers Act of 2019” on October 22, 2019. CBO’s description reads “As ordered reported by the House Committee on Financial Services on July 11, 2019”.
  Read the CBO estimate ↗Source: Congressional Budget Office, October 22, 2019 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/55753

  CBO publication date

  October 22, 2019

  Congress.gov bill record

  H.R. 3618, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/3618

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  ce178b9364b8dd4325a147d7875a6ac54ff3242ae4c615043c1d69c8eb22c864

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 116-306 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on November 21, 2019.
  Source: Congress.gov, reported November 21, 2019 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/116/HRPT/306

  Congress.gov bill record

  H.R. 3618, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/3618

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  ce178b9364b8dd4325a147d7875a6ac54ff3242ae4c615043c1d69c8eb22c864

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. BEATTY, as printed in the Congressional Record (Vol. 165, No. 112, July 5, 2019, Page H5272):
  Article I, Section 8, ``To regulate Commerce with foreign Nations, and among the several States, and with the Indian Tribes;''
  Source: Congress.gov, Congressional Record July 5, 2019 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  126 characters

  Congress.gov bill record

  H.R. 3618, 116th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/116/hr/3618

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 20, 2026

  Stored copy, SHA-256 of the file

  ce178b9364b8dd4325a147d7875a6ac54ff3242ae4c615043c1d69c8eb22c864

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 3618, last updated April 7, 2025. PORKER’s copy was retrieved September 20, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.