Risk-Based Credit Examination Act

Cost and committee reports

Official records Congress.gov attaches to H.R. 3911.

• CBO cost estimateThe Congressional Budget Office published “H.R. 3911, Risk-Based Credit Examination Act” on November 2, 2017. CBO’s description reads “As ordered reported by the House Committee on Financial Services on October 12, 2017”.
  Read the CBO estimate ↗Source: Congressional Budget Office, November 2, 2017 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/53281

  CBO publication date

  November 2, 2017

  Congress.gov bill record

  H.R. 3911, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/3911

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f3521224c940d86b08f57c1ba738bce18b46c92f685f20b941dd5e915d0d717f

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 115-384 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on November 3, 2017.
  Source: Congress.gov, reported November 3, 2017 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/115/HRPT/384

  Congress.gov bill record

  H.R. 3911, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/3911

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f3521224c940d86b08f57c1ba738bce18b46c92f685f20b941dd5e915d0d717f

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mrs. WAGNER, as printed in the Congressional Record (Vol. 163, No. 157, October 2, 2017, Page H7672):
  Article I, Section 8, Clause 3
  Source: Congress.gov, Congressional Record October 2, 2017 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  30 characters

  Congress.gov bill record

  H.R. 3911, 115th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/115/hr/3911

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 21, 2026

  Stored copy, SHA-256 of the file

  f3521224c940d86b08f57c1ba738bce18b46c92f685f20b941dd5e915d0d717f

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 3911, last updated April 7, 2025. PORKER’s copy was retrieved September 21, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.