To amend the National Flood Insurance Act of 1968 to modify the phase-in increases in flood insurance premium rates for certain properties, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 1485.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. LoBIONDO, as printed in the Congressional Record (Page H1957):
  Article I, Section 8 of the United States Constitution
  Source: Congress.gov, record updated January 3, 2025 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  54 characters

  Congress.gov bill record

  H.R. 1485, 113th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/113/hr/1485

  Record last updated by Congress.gov

  January 3, 2025

  PORKER copy retrieved

  September 23, 2026

  Stored copy, SHA-256 of the file

  1ce9faed2e388c10cd360294e4d625ec8acb9f16aa1351a431af703409dcd9c3

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of January 3, 2025). Not every bill gets one.

From the Congress.gov bill record for H.R. 1485, last updated January 3, 2025. PORKER’s copy was retrieved September 23, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.