House bill · 112th Congress · Did not become law
Credit Access and Inclusion Act
Open in Bill Explorer →Where it went
- IntroducedSep 10, 2012
- Committee action—
- Passed House—
- Passed Senate—
- To the President—
- Became law—
Latest action: Oct 1, 2012 — Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Cost and committee reports
Official records Congress.gov attaches to H.R. 6363.
- Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. RENACCI, as printed in the Congressional Record (Page H5765):Article I Section 8 Clause 3--The Congress shall have power to regulate commerce with foreign nations and among the several states, and with the Indian tribes.Source: Congress.gov, record updated August 14, 2025 ↗
Evidence
- Field in the Congress.gov record
- constitutionalAuthorityStatementText
- Statement length
- 159 characters
- Congress.gov bill record
- H.R. 6363, 112th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/112/hr/6363
- Record last updated by Congress.gov
- August 14, 2025
- PORKER copy retrieved
- September 25, 2026
- Stored copy, SHA-256 of the file
d473184e292e4bdceaf2321d58b76e46254a1ea53d1b377520c1c3d121d47baa
PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.
Congress.gov’s record for this bill does not list a CBO cost estimate or a committee report (as of August 14, 2025). Not every bill gets one.
From the Congress.gov bill record for H.R. 6363, last updated August 14, 2025. PORKER’s copy was retrieved September 25, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
4 cosponsors — 1 Republican, 3 Democrats
3 of 4 cosponsors (75%) are from the other party.
Michael Capuano (D-MA), Keith Ellison (D-MN), Ruben Hinojosa (D-TX), Walter Jones (R-NC).
More from the sponsor
Other 112th Congress bills sponsored by Rep. James Renacci.
- H.R. 4104 (112th) Pro Football Hall of Fame Commemorative Coin Act
- H.R. 2137 (112th) Empowering More Productive and Lasting Opportunity Act of 2011
- H.R. 2081 (112th) To amend the Federal Deposit Insurance Act to replace the Director of the Bureau of Consumer Financial Protection with the Chairman of the…
- H.R. 3669 (112th) Budget Process Improvement Act of 2011
- H.R. 3360 (112th) Creating Homeownership Opportunity Act of 2011
- H.R. 3448 (112th) Returning Investment to America Act of 2011
Sponsor’s state and district
Data as of Sep 26, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.