To amend the Dodd-Frank Wall Street Reform and Consumer Protection Act to strengthen the review authority of the Financial Stability Oversight Council of regulations issued by the Bureau of Consumer Financial Protection, to rescind the unobligated funding for the FHA Refinance Program and to terminate the program, and for other purposes.

Cost and committee reports

Official records Congress.gov attaches to H.R. 1315.

• CBO cost estimateThe Congressional Budget Office published “H.R. 1315, Consumer Financial Protection Safety and Soundness Improvement Act of 2011” on May 20, 2011. CBO’s description reads “Cost estimate for the bill as ordered reported by the House Committee on Financial Services on May 13, 2011”.
  Read the CBO estimate ↗Source: Congressional Budget Office, May 20, 2011 ↗

  Evidence

  Field in the Congress.gov record

  cboCostEstimates

  CBO publication

  https://www.cbo.gov/publication/41477

  CBO publication date

  May 20, 2011

  Congress.gov bill record

  H.R. 1315, 112th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/112/hr/1315

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 25, 2026

  Stored copy, SHA-256 of the file

  e274123c6dbc5f2dfef5086ee3be60a7355f7a83231bac023c1baf805236fc65

• PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.

• Committee reportsCongress.gov lists 2 committee reports for this bill: H. Rept. 112-89,Part 2 ↗; H. Rept. 112-89 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on July 19, 2011.
  Source: Congress.gov, reported July 19, 2011 ↗

  Evidence

  Field in the Congress.gov record

  committeeReports

  Report API records

  https://api.congress.gov/v3/committee-report/112/HRPT/89
  https://api.congress.gov/v3/committee-report/112/HRPT/89

  Congress.gov bill record

  H.R. 1315, 112th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/112/hr/1315

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 25, 2026

  Stored copy, SHA-256 of the file

  e274123c6dbc5f2dfef5086ee3be60a7355f7a83231bac023c1baf805236fc65

  A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.

• Constitutional authority statementThe sponsor’s statement of where the Constitution gives Congress the power to pass this bill. Statement by Mr. DUFFY, as printed in the Congressional Record (Page H2267):
  Article I, Section 8, Clause 3.
  Source: Congress.gov, record updated April 7, 2025 ↗

  Evidence

  Field in the Congress.gov record

  constitutionalAuthorityStatementText

  Statement length

  31 characters

  Congress.gov bill record

  H.R. 1315, 112th Congress

  Congress.gov API record

  https://api.congress.gov/v3/bill/112/hr/1315

  Record last updated by Congress.gov

  April 7, 2025

  PORKER copy retrieved

  September 25, 2026

  Stored copy, SHA-256 of the file

  e274123c6dbc5f2dfef5086ee3be60a7355f7a83231bac023c1baf805236fc65

  PORKER shows the statement exactly as printed, with the page markup removed. It is the sponsor’s claim; it is not a legal finding.

From the Congress.gov bill record for H.R. 1315, last updated April 7, 2025. PORKER’s copy was retrieved September 25, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.