House bill · 110th Congress · Did not become law
Mortgage Reform and Anti-Predatory Lending Act of 2007
Sponsor: Rep. Brad Miller D-NCWhere it went
- IntroducedOct 22, 2007
- Committee actionNov 6, 2007
- Passed HouseNov 15, 2007 · 291–127
- Passed Senate—
- To the President—
- Became law—
Latest action: Dec 3, 2007 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Cost and committee reports
Official records Congress.gov attaches to H.R. 3915.
- CBO cost estimateThe Congressional Budget Office published “H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007” on November 9, 2007. CBO’s description reads “<p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on November 6, 2007</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, November 9, 2007 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/19314
- CBO publication date
- November 9, 2007
- Congress.gov bill record
- H.R. 3915, 110th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/110/hr/3915
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
417135ac70a1b96ddc2768fd5c39b312a874a0651f51d7d2b902e8a8f44bc3f8
- CBO cost estimateThe Congressional Budget Office published “H.R. 3915, Mortgage Reform and Anti-Predatory Lending Act of 2007” on November 9, 2007. CBO’s description reads “Cost estimate for the bill as ordered reported by the House Committee on Financial Services on November 6, 2007”.Read the CBO estimate ↗Source: Congressional Budget Office, November 9, 2007 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/19314
- CBO publication date
- November 9, 2007
- Congress.gov bill record
- H.R. 3915, 110th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/110/hr/3915
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
417135ac70a1b96ddc2768fd5c39b312a874a0651f51d7d2b902e8a8f44bc3f8
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 110-441 ↗. The Congress.gov committee record lists a “Reported By” entry for the Financial Services Committee on November 9, 2007.Source: Congress.gov, reported November 9, 2007 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/110/HRPT/441
- Congress.gov bill record
- H.R. 3915, 110th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/110/hr/3915
- Record last updated by Congress.gov
- April 7, 2025
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
417135ac70a1b96ddc2768fd5c39b312a874a0651f51d7d2b902e8a8f44bc3f8
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
From the Congress.gov bill record for H.R. 3915, last updated April 7, 2025. PORKER’s copy was retrieved September 27, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
27 cosponsors — 1 Republican, 26 Democrats
1 of 27 cosponsors (4%) are from the other party.
Joe Baca (D-CA), Melissa Bean (D-IL), Michael Capuano (D-MA), Julia Carson (D-IN), Yvette Clarke (D-NY), Wm. Clay (D-MO), Emanuel Cleaver (D-MO), Steve Cohen (D-TN), Elijah Cummings (D-MD), Keith Ellison (D-MN), Barney Frank (D-MA), Gabrielle Giffords (D-AZ), Al Green (D-TX), Luis Gutierrez (D-IL), Paul Hodes (D-NH), Stephanie Jones (D-OH), Marcy Kaptur (D-OH), Steven LaTourette (R-OH), Carolyn Maloney (D-NY), Gregory Meeks (D-NY), Gwen Moore (D-WI), Christopher Murphy (D-CT), David Scott (D-GA), Betty Sutton (D-OH), Maxine Waters (D-CA), Melvin Watt (D-NC), Albert Wynn (D-MD).
More from the sponsor
Other 110th Congress bills sponsored by Rep. Brad Miller.
- H.R. 3981 (110th) Preserve America and Save America's Treasures Act
- H.Res. 334 (110th) Supporting the goals and ideals of National Community College Month.
- H.R. 3609 (110th) Emergency Home Ownership and Mortgage Equity Protection Act of 2007
- H.R. 6508 (110th) Special Criminal Contempt of Congress Procedures Act of 2008
- H.R. 5476 (110th) To extend the temporary suspension of duty on ethofumesate in bulk or mixtures.
- H.R. 5485 (110th) PEPFAR Accountability and Transparency Act
Sponsor’s state and district
Data as of Sep 27, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.