Senate bill · 109th Congress · Public Law 109-8
Bankruptcy Abuse Prevention and Consumer Protection Act of 2005
Became law on Apr 20, 2005.
Sponsor: Sen. Chuck Grassley R-IAWhere it went
- IntroducedFeb 1, 2005
- Committee actionFeb 17, 2005
- Passed SenateMar 10, 2005 · 74–25
- Passed HouseApr 14, 2005 · 302–126
- To the PresidentApr 15, 2005
- Became lawApr 20, 2005
Latest action: Apr 20, 2005 — Became Public Law No: 109-8.
Cost and committee reports
Official records Congress.gov attaches to S. 256.
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on February 28, 2005. CBO’s description reads “<p>Cost estimate for the bill as reported by the Senate Committee on the Judiciary on February 17, 2005</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, February 28, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16289
- CBO publication date
- February 28, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on February 28, 2005. CBO’s description reads “Cost estimate for the bill as reported by the Senate Committee on the Judiciary on February 17, 2005”.Read the CBO estimate ↗Source: Congressional Budget Office, February 28, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16289
- CBO publication date
- February 28, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on April 4, 2005. CBO’s description reads “<p>Cost estimate for the bill as reported by the House Committee on the Judiciary on March 16, 2005</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, April 4, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16424
- CBO publication date
- April 4, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on April 4, 2005. CBO’s description reads “Cost estimate for the bill as reported by the House Committee on the Judiciary on March 16, 2005”.Read the CBO estimate ↗Source: Congressional Budget Office, April 4, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16424
- CBO publication date
- April 4, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on April 22, 2005. CBO’s description reads “<p>Estimate of direct spending and revenues effects for the bill as cleared by the Congress on April 14, 2005, and enacted as Public Law 109-8 on April 20, 2005</p>”.Read the CBO estimate ↗Source: Congressional Budget Office, April 22, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16466
- CBO publication date
- April 22, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
- CBO cost estimateThe Congressional Budget Office published “S. 256, Bankruptcy Abuse Prevention and Consumer Protection Act of 2005” on April 22, 2005. CBO’s description reads “Estimate of direct spending and revenues effects for the bill as cleared by the Congress on April 14, 2005, and enacted as Public Law 109-8 on April 20, 2005”.Read the CBO estimate ↗Source: Congressional Budget Office, April 22, 2005 ↗
Evidence
- Field in the Congress.gov record
- cboCostEstimates
- CBO publication
- https://www.cbo.gov/publication/16466
- CBO publication date
- April 22, 2005
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
PORKER links to the estimate and does not repeat its dollar figures. Each estimate is for the version of the bill its description names; the bill may have changed since.
- Committee reportCongress.gov lists 1 committee report for this bill: H. Rept. 109-31 ↗.Source: Congress.gov, reported April 8, 2005 ↗
Evidence
- Field in the Congress.gov record
- committeeReports
- Report API records
- https://api.congress.gov/v3/committee-report/109/HRPT/31
- Congress.gov bill record
- S. 256, 109th Congress
- Congress.gov API record
- https://api.congress.gov/v3/bill/109/s/256
- Record last updated by Congress.gov
- August 10, 2026
- PORKER copy retrieved
- September 27, 2026
- Stored copy, SHA-256 of the file
0f4c8065f5a5523291143ca2830a05148172c6e487eb4d9c9ed5520f89bcc89c
A committee report is the committee’s own explanation of the bill. PORKER lists it and links to it; reading it is up to you.
Sent to: Financial Services Committee, Judiciary Committee, Judiciary CommitteeBills with a CBO estimateBills with a committee reportSee it in the Data Web
From the Congress.gov bill record for S. 256, last updated August 10, 2026. PORKER’s copy was retrieved September 27, 2026 and is refreshed nightly. Open “Evidence” on any line for the record, field and file fingerprint.
Vote results
No recorded roll-call votes on this bill in PORKER’s records (voice votes and unanimous consent are not roll calls; roll-call records start in 2011).
Cosponsors
12 cosponsors — 10 Republicans, 2 Democrats
2 of 12 cosponsors (17%) are from the other party.
Thomas Carper (D-DE), Mike Crapo (R-ID), James DeMint (R-SC), Michael Enzi (R-WY), Chuck Hagel (R-NE), Orrin Hatch (R-UT), E. Nelson (D-NE), Jeff Sessions (R-AL), Richard Shelby (R-AL), John Sununu (R-NH), John Thune (R-SD), David Vitter (R-LA).
More from the sponsor
Other 109th Congress bills sponsored by Sen. Chuck Grassley.
- S. 5 (109th) Class Action Fairness Act of 2005
- S. 3525 (109th) Child and Family Services Improvement Act of 2006
- S. 2250 (109th) Congressional Tribute to Dr. Norman E. Borlaug Act of 2006
- S. 4091 (109th) Social Security Trust Funds Restoration Act of 2006
- S. 1307 (109th) Dominican Republic-Central America-United States Free Trade Agreement Implementation Act
- S. 3569 (109th) United States-Oman Free Trade Agreement Implementation Act
Sponsor’s state and district
Data as of Sep 27, 2026 · bill record checked by PORKER from Congress.gov · votes from Senate.gov and the House Clerk. PORKER is non-partisan.